Small Bank

“Perform in a Box” is designed to meet the needs for small regional banks

Burden of regulation falls disproportionately on regional and local banks. Inhibit lending and/or increase the cost of lending.

Increased capital demands put pressure on margin and growth.

The budgets are limiting technology upgrades required to compete.

Challenging market

  • Loan growth is often at the sacrifice of margin.
  • Regulatory cost 4 times that of big banks
  • Administrative, risk, regulation is having a big impact on margin
  • Staffing costs and productivity improvements are critical
  • Data quality and wasted time on reconciliation of multiple systems
  • Lost productivity of spreadsheets and BI Tools that provide limited value
  • Money is more expensive for smaller institutions.
  • Risk and compliance creates hurdles for business development and innovation.
  • How ready was your community bank for the Coronavirus.

Solution

  • Real time Asset Liability Management to optimise margin
  • Real time ALCO modelling
  • Automated Regulatory Reporting
  • Scenario planning to model strategies
  • Automated reporting
  • Enhanced forecasting and budgeting
  • A.I. assistant to do time consuming tasks
  • Actionable intelligence
  • Better understanding of the business

ROI

  • 50% increase in productivity in risk, compliance, finance
  • Staff freed up to focus on business development
  • Slash costs and replace several vendors with one solution
  • Increased margin
  • Capital growth
  • Greater resilience
  • Improved risk management
  • Detailed planning