Savvy Assessor Car Loan Bot
Car Loans essential for for work and family
We remember the story in Alabama where police found a young person walking 14 miles to work because his car broke down. Often a car is critical for employment and they struggle when they cannot get a car loan
We are using A.I. to solve the problem and create new markers for lenders
Intelligent lending to assess character without credit reports
Introducing Savvy Assessor
A.I. approving loans that were missed before
Campaign and Character Assessment all in one
Either as a chat bot on your website or a campaign through facebook, Savvy Assessor takes the customers through the steps to understand what they are looking for and understanding their character.
Steps through the chat process helps us to do a psychometric analysis of their personality and the potential risks
90% Confidence of Credit Scores
Statistical analysis against those with credit reports identifice a 90% accuracy to the credit score that a lender would get from a credit report.
The advantage is that we can apply this model to those who do not have a credit report or their credit has been impacted by COVID
Calculating Possibility of Default
Through machine learning, A.I.C is able to calculate a probability of default to support IFRS/CECL provisions and to support lenders in setting pricing.
From the Savvy Assessor website, lenders can select prospects of different risks. Lenders still have serviceability and security steps of the loan, they just don’t waste time on poor prospects