KYO is critical for small bank success
The better you “Know Your Organisation” the more successful you are
“Perform In a Box” empowers executives to drive success with the principles of KYO combining strategy, insight, predictive analytics, risk and regulation
- Stop wasting time on legacy reporting and compliance that tell you little
- Start driving performance and have peace of mind with “Perform In a Box”
“Perform In a Box”
Credit Union able to implement pandemic strategy
The level of automation and the cloud nature of “Perform In a Box” enables remote working.
Executives are able to model delayed payments and assistance for customers impacted by pandemic measures.
How a Credit Union disrupted a FinTech
A Credit Union was losing deposits to a FinTech’s internet banking product.
The credit union used Perform In a Box to model a competitive product. They found the optimum mix of loans and deposits using multiple scenarios.
That year they won the award for best product
Small Bank margins - punching above its weight
A small regional bank with a few staff is constantly modeling Asset Liability Management, Repricing, and applying Stress tests to fine-tune products and rates.
They are able to maximize margin in a highly competitive market. They were ready for big rate cuts from the coronavirus
EOY reporting and returns completed in 3 working days
Perform in a Box automation allowed a small credit union to complete EOY, quarterly returns and financials within 3 working days. Auditors were in within the second week.
Staff were freed up to focus on business development and identifying opportunities
Regulators let a Credit Union grow 100% in the middle of financial crisis
In 2007 a credit union expected 100% growth in 12 months due to a Government incentive for enlisted defence personnel.
Regulators were concerned of the risk of such growth in the middle of the Financial Crisis.
Perform In a Box produced 10 year forecasts and multiple stress test scenarios to prove to regulators the growth was sustainable.
Since then the credit union has grown 500%
Benefit from the Power of integrating planning and strategy with risk and regulation
- Stop the lost productivity and cost of manual processes, spreadsheets, and fragmented systems
- Start winning with lower costs, increased productivity and greater insight from an integrated solution
Benefit from A.I. automating complex tasks so you can focus on driving business
- Reggie the A.I. assistant does most of the work for you.
- Ask Reggie “reprice a rate change in 4 months for certain products” and Reggie will do hours of work in seconds for you.
How the Intelligent Advantage benefits small banks
Lee wanted to know the optimum rate to be competitive and maintain margin
Reggie helped her model the best rate using big data and forecasted contracts
Amy did repricing in minutes what took many days a month.
She asked Reggie “Increase rates by .25% for 3 month term tier 4 in Nov 20”
Peter went down with the Flu and the regulatory return was due
Reggie completed the task and the return was lodged in time.
Helen asked for the preliminary budget in a week
Ravi presented it to her in minutes with Reggies continuous planning
Jose needed to know if they could survive a property price collapse
Reggie told him in minutes with A.I. supported stress testing
This is the paradigm shift of Perform In a Box. Intelligent systems driving performance, increasing productivity, identifying opportunity and allowing you time to look after the member and drive growth.
Enterprises systems fail to deliver the last mile for risk, compliance and finance requirements, staff resort to hundreds of workarounds mostly on spreadsheets
Removing the threat of spreadsheets and workarounds
- Remove exposure to material risks.
- Remove the productivity challenges
- Remove the causes undermining data quality
You cannot Know Your Organization when it operates in the dark with spreadsheet hell. Replacing spreadsheet with intelligent business applications not only cuts cost and risk, it delivers actionable intelligence to business leaders.
Building cloud apps to evolve your business into the digital era with proper data driven decision making supported by artificial intelligence
Quick, Low Cost, Low Risk
We’ve Got You Covered
Structure Knowledge work
Audit and Control
Compliance and Risk
Solutions for small and large business
Enteruptors provides cloud solutions like “Reg in a Box” to small financial institions and more sophisticate modules to large corporates such as second line defence risk management. Intelligence automation benefits organisations of all sizes.